• To be the legal age of majority in the province
  or territory in which you reside
• To be a resident of Canada
• A Canadian bank account or Visa/Mastercard debit card
  (your debit card must have the Visa or Mastercard logo)
  Available payment methods may vary depending on the payment plan selected
• An SMS-capable Canadian phone number and
  an email address
• To meet the minimum cart size required to use Affirm
  as a payment option at checkout

If your basket is eligible for monthly payments with Affirm,
the option will be presented at checkout. After confirming
your phone number, you’ll be sent a one-time SMS password
to confirm your identity. You’ll then enter a few details for a
quick decision. If you’re approved, you will have the option
to set up your repayment method with Affirm and accept the
terms of your payment plan.

A soft credit check is performed when you create an account with Affirm. While it may appear on your credit report, a soft credit check doesn’t impact your credit score. 

You can dispute this soft credit check with TransUnion if you believe there was fraud involved or if you’re not the owner of the account that was opened. Initiate the dispute with TransUnion or contact them at 1-800-663-9980. They'll work with Affirm to investigate your dispute and you'll be notified by TransUnion when the dispute is resolved. 

Unfortunately, Affirm is not able to provide payment plans to every
applicant. This could be due to the information on your credit file,
or because Affirm was not able to verify your identity or your
payment method.

Affirm currently accepts pre-authorized debits from your
Canadian bank account or a debit card. Available payment
methods may vary depending on the payment plan selected.
Please note that prepaid cards are not accepted.

Please reach out to the Affirm team and they will be happy
to look into the options available.

Affirm does not charge any late or NSF fees.

Affirm will help you set up convenient, pre-authorized
payments via your Canadian bank account, or a
Visa/Mastercard debit card. Available payment methods
may vary depending on the payment plan selected.

Please refer to the payment plan agreement for all of your
payment schedule information.

Affirm (formerly known as PayBright) is one of Canada’s
leading installment payment providers. When you use Affirm
to pay at Autocare Performance’s checkout, you can split your purchase
into easy, automatic monthly payments. To use Affirm as your
preferred payment choice at checkout:
1. Add items to your shopping cart as usual, and select
Affirm as your payment method at checkout for orders
between $XX and $XX (including taxes and shipping)
2. Get set up: Use your mobile phone number and email
to set up your Affirm plan within 60 seconds (subject
to eligibility check and approval)
3. Confirm your payment plan with Affirm—Autocare Performance
will process and ship your order as usual
4. Make [CUSTOMIZE PAYMENT FREQUENCY, i.e. “12 or
24 monthly payments”] to Affirm while you enjoy your
purchase

No, you won’t be charged. If you’ve already made a payment
to Affirm and are owed a refund this may take up to 5–10
business days to appear on your bank account or credit card
statement.

Please use an alternate payment method to complete your
purchase.

Affirm payment plans are available for orders from
Autocare Performance, i.e. “$200 to $15,000”].

Affirm does not charge annual fees.

Most authorizations are reversed within 24 hours,
however this is ultimately up to your financial institution,
and may take 5–10 business days to be reflected on your
credit card statement